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You are the victim of an occupational accident whilst working and an accident occurs. This also applies to working with hazardous chemicals, working in bad conditions or, in a poor working environment.
In almost every case the employer is obliged to compensate the employee for the injuries incurred at one’s work. This applies even though an employee thinks that the injury is due to his own negligence or that of a colleague.
Only in cases where the victim of the accident purposefully initiated the cause and/or acted irresponsibly, is the employer exonerated from paying compensation. This applies to whether being an employee, on a temporary contract or via an employment bureau. Nearly all employers in The Netherlands have compulsory third party insurance covering occupational accident and professional related illnesses.
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All claims relating to an occupational accident or professional related illness are deemed payable to the employer by the Insurers. For instance, income loss, because you are (temporarily) unable to work, your career alters due to an occupational accident or because you have become incapacitated. The costs incurred for home help or professionally trained medical support due to disability. Extra travelling costs incurred for necessary visits to specialists, rehabilitation and specialised treatment or physiotherapy. Medical treatment for rehabilitation that is no longer compensated via one’s health insurance. Pension loss, due to a stop in pension contributions or because you are no longer able to build up any pension rights. Finally, compensation for the immaterial damage you have suffered.
The total amount of compensation is however dependent on a number of factors relating to the type of injury, the limitations arising from these injuries, your age, profession etc. |